Employment Type: Full Time

Salary: Up to £50k (depending on experience)

Hybrid : Will need to commute between HQ Blackburn & Manchester (when required)

Why us ?

We're in an exciting phase of expansion and invite you to join us on this journey. We're seeking a meticulous, talented, and a dynamic Compliance Manager to lead our compliance efforts. In this role, you'll be crucial in ensuring all our operations align with FCA regulations, and internal policies. Our mission is to limit compliance risks and uphold our reputable status while demonstrating an unwavering commitment to ethical practices. If you're seeking a fast-paced, evolving work environment where no two days are the same, this is the opportunity for you!

Responsibilities:

1. Compliance Strategy: Develop and lead the compliance strategy, keeping up to date with rules and regulations, and guidelines, ensuring our institution operates within the remit of all relevant legislation, with a particular focus on FCA regulations pertaining to motor finance.
2. Policy and Procedure Management: Oversee the development, implementation, and review of policies, procedures, and processes, ensuring they are in line with industry standards and regulatory requirements. Work alongside various departments to maintain a harmonized approach to compliance.
3. Risk Assessment: Lead regular risk assessments and audits, identify potential compliance issues, and suggest remedial actions to senior management. Actively pinpoint and address any compliance vulnerabilities.
4. Training and Education: Design and lead compliance training for the team to bolster awareness and comprehension of regulatory requirements, offering ongoing support and guidance.
5. Compliance Reporting: Create and deliver timely and accurate compliance reports to regulatory bodies, internal stakeholders, and senior management. Ensure all necessary documentation is well-maintained and easily accessible for regulatory examinations.
6. Compliance Monitoring and Testing: Oversee the review and testing of operations to assess their compliance with established policies and procedures. Analyze results and recommend enhancements to bolster compliance efficiency.
7. Complaint Handling: Manage the complaint handling process for all activities. Thoroughly investigate any complaints, identify their root causes, and implement effective solutions.
8. Ethics and Code of Conduct: Champion ethical behavior and uphold our company’s code of conduct throughout the organization, promoting a culture of good outcomes for our customers and compliance.

Requirements:

• Proven experience as a Compliance Manager or similar role within the lending industry, preferably in motor finance.
• In-depth understanding of UK lending laws and regulations across all regulators.
• Exceptional analytical and problem-solving skills with a keen eye for detail.
• Excellent communication and interpersonal skills, capable of effectively conveying compliance requirements to diverse audiences.
• Collections experience
• A team player who can work collaboratively across departments, fostering a compliance-oriented culture.

Ready to take your career to the next level as a Compliance Manager? Join our team and become the guardian of trust and integrity in our organization.